/* Layout: High Mark editorial structure (full-bleed hero, eyebrow + serif H2 sections, stat tiles,
   loan cards, process band, lender feature, FAQ teaser, split contact, column footer) rendered in
   Dave's existing palette from index.css: deep navy-slate ground, blue primary, violet accent,
   blue-to-violet gradient. Single dark look by design, like the current site. */
:root {
  color-scheme: dark;
  --bg:         hsl(220, 25%, 10%);   /* --color-bg */
  --bg-alt:     hsl(220, 20%, 15%);   /* --color-bg-light */
  --bg-card:    hsl(220, 20%, 18%);   /* --color-surface */
  --bg-deep:    hsl(222, 30%, 7%);    /* header / footer ground */
  --text:       hsl(220, 15%, 95%);   /* --color-text */
  --text-soft:  hsl(220, 12%, 78%);
  --muted:      hsl(220, 10%, 64%);   /* --color-text-muted */
  --border:     hsl(220, 15%, 25%);   /* --color-border */
  --line:       hsla(220, 30%, 80%, .12);
  --blue:       hsl(220, 85%, 55%);   /* --color-primary */
  --blue-lt:    hsl(220, 85%, 70%);   /* eyebrows on dark */
  --violet:     hsl(280, 70%, 60%);   /* --color-accent */
  --violet-lt:  hsl(280, 70%, 76%);
  --grad:       linear-gradient(135deg, hsl(220, 85%, 55%) 0%, hsl(280, 70%, 60%) 100%);  /* --gradient-primary */
  --grad-hover: linear-gradient(135deg, hsl(220, 85%, 62%) 0%, hsl(280, 70%, 67%) 100%);
  --ok:         hsl(142, 65%, 58%);

  --serif: "Cormorant Garamond", Georgia, "Times New Roman", serif;
  --sans:  "Manrope", "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;

  --container: 1200px;
  --radius: 14px;
  --shadow: 0 12px 40px rgba(0, 0, 0, .45);
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.1;
  margin: 0 0 .5em;
  color: var(--text);
  letter-spacing: .01em;
  text-wrap: balance;
}
h2 { font-size: clamp(2rem, 4vw, 3rem); }
h3 { font-size: 1.5rem; }
p  { margin: 0 0 1em; }
.container { width: min(100% - 40px, var(--container)); margin-inline: auto; }
section { padding: clamp(64px, 8vw, 110px) 0; }
:focus-visible { outline: 2px solid var(--blue-lt); outline-offset: 3px; }
.grad-text, .gradient-text {
  background: var(--grad);
  -webkit-background-clip: text; background-clip: text;
  color: transparent;
}

/* ---------- prototype banner ---------- */
.proto {
  background: var(--bg-deep);
  color: var(--text-soft);
  font-size: .8rem;
  text-align: center;
  padding: 8px 16px;
  border-bottom: 1px solid var(--line);
}
.proto b { color: var(--blue-lt); }

/* ---------- utilities ---------- */
.eyebrow {
  font-family: var(--sans);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--blue-lt);
  margin-bottom: 14px;
}
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 30px; border-radius: 999px;
  font-weight: 700; font-size: .95rem; letter-spacing: .02em;
  border: 2px solid transparent; cursor: pointer; font-family: inherit;
  transition: transform .25s var(--ease), background .25s, color .25s, border-color .25s, box-shadow .25s;
}
.btn:hover { transform: translateY(-2px); }
/* Gradients on bordered elements must use the "border-box no-repeat" shorthand: a plain
   background: shorthand resets background-origin and the gradient tiles into the transparent
   border, leaving a sliver of the opposite colour on each end of the pill. */
.btn--primary { background: var(--grad) border-box no-repeat; color: #fff; box-shadow: 0 4px 18px hsla(240, 80%, 60%, .35); }
.btn--primary:hover { background: var(--grad-hover) border-box no-repeat; box-shadow: 0 6px 24px hsla(260, 80%, 62%, .5); }
.btn--ghost { background: transparent; color: var(--text); border-color: hsla(220, 15%, 95%, .5); }
.btn--ghost:hover { background: var(--text); color: var(--bg-deep); border-color: var(--text); }
.btn--sm { padding: 10px 20px; font-size: .85rem; }
.btn--block { width: 100%; }

.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--blue-lt); font-size: .95rem; }
.link-arrow::after { content: "\2192"; transition: transform .25s var(--ease); }
.link-arrow:hover { color: var(--violet-lt); }
.link-arrow:hover::after { transform: translateX(5px); }

.section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: 44px; }
.section-head h2 { margin-bottom: 0; }
.section-head--center { flex-direction: column; align-items: center; text-align: center; }
.section-head--center h2 { max-width: 720px; }

/* =========================== NAV =========================== */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: hsla(222, 30%, 7%, .9);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav__inner { display: flex; align-items: center; justify-content: space-between; height: 78px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 14px; min-width: 0; }
.brand__mono {
  width: 46px; height: 46px; border-radius: 50%; flex: none;
  display: grid; place-items: center;
  background: var(--grad); color: #fff;
  font: 600 1.25rem var(--serif); letter-spacing: .02em;
}
.brand__text { display: flex; flex-direction: column; line-height: 1; min-width: 0; }
.brand__name { font-family: var(--serif); font-weight: 600; font-size: 1.4rem; color: var(--text); white-space: nowrap; }
.brand__sub { font-size: .62rem; letter-spacing: .26em; text-transform: uppercase; color: var(--blue-lt); margin-top: 6px; white-space: nowrap; }

.brand__logo { height: 66px; width: auto; }
.footer__logo { width: 230px; height: auto; }
.footer__who { max-width: none !important; font-size: .82rem; letter-spacing: .04em; color: var(--muted); margin: 0 0 10px; }
.nav__links { display: flex; align-items: center; gap: 30px; }
.nav__links a:not(.btn) { color: var(--text); font-weight: 600; font-size: .92rem; position: relative; padding: 6px 0; }
.nav__links a:not(.btn)::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px;
  background: var(--grad); transform: scaleX(0); transform-origin: left; transition: transform .3s var(--ease);
}
.nav__links a:not(.btn):hover::after { transform: scaleX(1); }
.nav__toggle { display: none; flex-direction: column; gap: 5px; background: none; border: 0; padding: 8px; cursor: pointer; }
.nav__toggle span { width: 26px; height: 2px; background: var(--text); transition: transform .3s, opacity .3s; }
.nav__toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav__toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* =========================== HERO =========================== */
.hero {
  position: relative;
  min-height: min(calc(100svh - 78px), 820px);
  display: flex; align-items: center;
  padding: 0; background: var(--bg-deep); overflow: hidden;
}
.hero__slides { position: absolute; inset: 0; }
.hero__slide {
  position: absolute; inset: 0; background-size: cover; background-position: center;
  opacity: 0; transform: scale(1.06);
  transition: opacity 1.4s ease, transform 7s linear;
}
.hero__slide.is-active { opacity: 1; transform: scale(1); }
.hero__overlay {
  position: absolute; inset: 0;
  background:
    linear-gradient(90deg, hsla(222, 30%, 7%, .9) 0%, hsla(222, 30%, 7%, .6) 55%, hsla(260, 40%, 12%, .3) 100%),
    linear-gradient(0deg, hsla(220, 25%, 10%, .92) 0%, hsla(220, 25%, 10%, 0) 45%);
}
.hero__content { position: relative; z-index: 2; padding: 110px 0; max-width: 780px; }
.hero__content .eyebrow { color: var(--text-soft); }
.hero__title { font-size: clamp(3rem, 7.2vw, 5.8rem); font-weight: 500; margin-bottom: 22px; }
.hero__title em, .hero__title .gradient-text { font-style: italic; }
.hero__lead { font-size: 1.15rem; max-width: 580px; color: var(--text-soft); margin-bottom: 36px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero__dots { position: absolute; bottom: 34px; left: 50%; transform: translateX(-50%); z-index: 3; display: flex; gap: 10px; }
.hero__dots button { width: 36px; height: 4px; border: 0; border-radius: 2px; background: hsla(220, 15%, 95%, .3); cursor: pointer; padding: 0; transition: background .3s, width .3s; }
.hero__dots button.is-active { background: var(--grad); width: 52px; }

/* =========================== INTRO =========================== */
.intro { background: var(--bg); }
.intro__grid { display: grid; grid-template-columns: 1.15fr 1fr; gap: 72px; align-items: center; }
.intro__copy p:not(.eyebrow) { font-size: 1.08rem; color: var(--text-soft); }
.intro__copy h2 { font-style: italic; }
.intro__stats { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.stat {
  background: var(--bg-alt); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px 28px; position: relative; overflow: hidden;
}
.stat::after {
  content: ""; position: absolute; left: -10%; right: -10%; bottom: -34px; height: 70px;
  background: radial-gradient(60% 100% at 50% 100%, hsla(260, 75%, 60%, .3) 0%, transparent 70%);
}
.stat__num { font-family: var(--serif); font-weight: 600; font-size: 3rem; line-height: 1; display: inline-block; }
.stat__label { display: block; margin-top: 8px; font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); position: relative; z-index: 1; }

/* =========================== LOANS =========================== */
.loans { background: var(--bg-alt); }
.loans__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; max-width: 980px; margin-inline: auto; }
.loan {
  background: var(--bg-card); border-radius: var(--radius); padding: 38px 34px;
  border-top: 4px solid var(--blue);
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.loan:nth-child(2), .loan:nth-child(3) { border-top-color: var(--violet); }
.loan:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.loan__icon { width: 52px; height: 52px; color: var(--blue-lt); margin-bottom: 18px; }
.loan:nth-child(2) .loan__icon, .loan:nth-child(3) .loan__icon { color: var(--violet-lt); }
.loan__icon svg { width: 100%; height: 100%; }
.loan__kicker { font-size: .74rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); margin: 0 0 4px; }
.loan h3 { font-size: 1.75rem; }
.loan p { color: var(--text-soft); margin: 0; }

/* =========================== PROCESS =========================== */
.process { background: var(--bg-deep); position: relative; overflow: hidden; }
.process::before {
  content: ""; position: absolute; inset: auto -20% -45% -20%; height: 65%;
  background: radial-gradient(50% 100% at 50% 100%, hsla(255, 75%, 58%, .2) 0%, transparent 70%); pointer-events: none;
}
.steps { position: relative; list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; counter-reset: step; }
.step { background: hsla(220, 20%, 15%, .7); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 26px; }
.step__num {
  width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center;
  background: var(--grad); color: #fff; font: 600 1.35rem var(--serif); margin-bottom: 18px;
}
.step h3 { font-size: 1.45rem; margin-bottom: 8px; }
.step p { color: var(--text-soft); font-size: .95rem; margin: 0; }
.process__foot { position: relative; display: flex; justify-content: center; gap: 28px; flex-wrap: wrap; margin-top: 40px; }

/* =========================== MEET DAVE =========================== */
.lender-section { background: var(--bg); }
.lender { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: center; }
.lender__photo { aspect-ratio: 4 / 5; border-radius: var(--radius); overflow: hidden; background: var(--bg-alt); box-shadow: var(--shadow); border: 1px solid var(--line); position: relative; }
.lender__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 18%; }
.lender__photo::after { content: ""; position: absolute; inset: auto 0 0 0; height: 5px; background: var(--grad); }
.lender__copy h2 { margin-bottom: 4px; }
.lender__title { font-weight: 700; color: var(--blue-lt); font-size: 1rem; margin-bottom: 18px; }
.lender__copy p:not(.eyebrow):not(.lender__title) { color: var(--text-soft); font-size: 1.05rem; }
.values { list-style: none; padding: 0; margin: 26px 0 30px; display: grid; gap: 14px; }
.values li { display: grid; grid-template-columns: 36px 1fr; gap: 14px; align-items: start; }
.values svg { width: 36px; height: 36px; padding: 8px; border-radius: 10px; background: hsla(240, 70%, 60%, .16); color: var(--blue-lt); }
.values strong { display: block; font-size: 1rem; }
.values span { color: var(--muted); font-size: .93rem; }
.lender__actions { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }

/* =========================== FAQ TEASER =========================== */
.faq { background: var(--bg-alt); }
.faq__list { max-width: 860px; margin: 0 auto; display: grid; gap: 12px; }
.faq__item { background: var(--bg-card); border: 1px solid var(--line); border-radius: 12px; }
.faq__item summary {
  list-style: none; cursor: pointer; padding: 20px 24px;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  font-weight: 700; font-size: 1.02rem;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after { content: "+"; font: 400 1.6rem/1 var(--sans); color: var(--blue-lt); transition: transform .25s var(--ease); }
.faq__item[open] summary::after { transform: rotate(45deg); color: var(--violet-lt); }
.faq__item p { padding: 0 24px 22px; margin: 0; color: var(--text-soft); }
.faq__more { text-align: center; margin-top: 30px; }

/* =========================== CONTACT =========================== */
.contact { background: var(--bg); }
.contact__grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 72px; align-items: start; }
.contact__copy p:not(.eyebrow) { color: var(--text-soft); font-size: 1.08rem; }
.contact__phone {
  display: inline-flex; align-items: center; gap: 14px; margin-top: 18px; padding: 16px 22px;
  border-radius: var(--radius); border: 1px solid var(--border); background: hsla(240, 70%, 60%, .1);
  font-size: 1.5rem; font-weight: 700; letter-spacing: -.01em; transition: border-color .2s, transform .2s;
}
.contact__phone:hover { border-color: var(--blue-lt); transform: translateY(-2px); }
.contact__phone svg { width: 24px; height: 24px; color: var(--blue-lt); flex: none; }
.contact__phone small { display: block; font-size: .7rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.benefits { list-style: none; padding: 0; margin: 30px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 12px 20px; }
.benefits li { display: flex; align-items: center; gap: 10px; font-weight: 600; }
.benefits li::before {
  content: "\2713"; width: 24px; height: 24px; flex: none; border-radius: 50%; display: grid; place-items: center;
  background: var(--grad); color: #fff; font-size: .8rem;
}
.contact__form {
  background: var(--bg-card); border: 1px solid var(--border); padding: 36px; border-radius: var(--radius);
  display: grid; gap: 16px; box-shadow: var(--shadow);
}
.contact__form h3 { font-size: 2rem; margin-bottom: 0; }
.contact__form label { display: grid; gap: 6px; font-size: .8rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.contact__form input, .contact__form textarea {
  font: inherit; font-size: 16px; text-transform: none; letter-spacing: 0; font-weight: 500;
  padding: 13px 15px; border: 1.5px solid var(--border); border-radius: 10px;
  background: hsla(222, 30%, 7%, .45); color: var(--text); width: 100%;
  transition: border-color .2s, box-shadow .2s;
}
.contact__form textarea { resize: vertical; }
.contact__form input::placeholder, .contact__form textarea::placeholder { color: hsl(220, 8%, 50%); }
.contact__form input:focus, .contact__form textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px hsla(220, 85%, 55%, .25); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-ok { text-align: center; padding: 40px 10px; }
.form-ok b { display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 16px; border-radius: 50%; background: var(--grad); font-size: 1.8rem; }
.form-fine { margin: 0; text-align: center; color: var(--muted); font-size: .82rem; }

/* =========================== FOOTER =========================== */
.footer { background: var(--bg-deep); color: var(--text-soft); padding: 72px 0 0; font-size: .92rem; }
.footer__grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 40px; padding-bottom: 56px; border-bottom: 1px solid var(--line); }
.footer__brand .brand { margin-bottom: 18px; }
.footer__brand p { max-width: 300px; }
.footer__phone { font-weight: 700; color: var(--text); font-size: 1.1rem; }
.footer__col { display: grid; gap: 10px; align-content: start; }
.footer__col h4 { font-family: var(--sans); font-size: .78rem; letter-spacing: .18em; text-transform: uppercase; color: var(--blue-lt); margin-bottom: 6px; }
.footer__col a { color: var(--text-soft); transition: color .2s; }
.footer__col a:hover { color: var(--violet-lt); }
.social { display: flex; gap: 10px; margin-top: 14px; }
.social a { width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--border); display: grid; place-items: center; color: var(--text); transition: background .25s, border-color .25s; }
.social a:hover { background: var(--grad) border-box no-repeat; border-color: transparent; }
.social svg { width: 17px; height: 17px; fill: currentColor; }
.footer__bottom { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 24px 0 28px; font-size: .82rem; flex-wrap: wrap; }
.footer__bottom p { margin: 0; }
.footer__bottom a { color: hsl(220, 8%, 50%); }
.footer__eho { display: inline-flex; align-items: center; gap: 8px; }
.footer__eho svg { width: 18px; height: 18px; fill: currentColor; }

/* =========================== MOBILE DOCK (kept from the current site) =========================== */
.mobile-dock { display: none; }

/* =========================== RESPONSIVE =========================== */
@media (max-width: 1024px) {
  .steps { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1fr 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; }
}
@media (max-width: 860px) {
  .nav__toggle { display: flex; }
  .nav__links {
    position: absolute; top: 78px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: hsla(222, 30%, 7%, .97); border-bottom: 1px solid var(--line);
    padding: 12px 20px 20px; display: none;
  }
  .nav__links.is-open { display: flex; }
  .nav__links a:not(.btn) { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav__links .btn { margin-top: 14px; }
  .hero { min-height: 0; }
  .hero__content { padding: 80px 0 100px; }
  .intro__grid, .contact__grid, .lender { grid-template-columns: 1fr; gap: 40px; }
  .lender__photo { max-width: 420px; }
  .section-head { flex-direction: column; align-items: flex-start; }
  .section-head--center { align-items: center; }
}
@media (max-width: 640px) {
  body { padding-bottom: calc(76px + env(safe-area-inset-bottom, 0px)); }
  .container { width: min(100% - 32px, var(--container)); }
  .brand__name { font-size: 1.2rem; }
  .brand__sub { font-size: .55rem; letter-spacing: .18em; }
  .brand__logo { height: 48px; }
  .hero__content { padding: 64px 0 84px; }
  .hero__lead { font-size: 1.05rem; }
  .hero__actions .btn { flex: 1 1 auto; }
  .intro__stats { gap: 12px; }
  .stat { padding: 24px 20px; }
  .stat__num { font-size: 2.4rem; }
  .loans__grid, .steps { grid-template-columns: 1fr; }
  .loan { padding: 30px 24px; }
  .field-row, .benefits { grid-template-columns: 1fr; }
  .contact__form { padding: 26px 20px; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }
  .mobile-dock {
    display: grid; grid-template-columns: 1fr 1fr 1.4fr; gap: 8px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom, 0px));
    background: hsla(222, 30%, 7%, .96); border-top: 1px solid var(--line);
    backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  }
  .mobile-dock a {
    display: flex; align-items: center; justify-content: center; gap: 8px;
    padding: 13px 10px; border-radius: 12px; font-weight: 700; font-size: .92rem;
    border: 1px solid var(--border); background: var(--bg-card);
  }
  .mobile-dock svg { width: 18px; height: 18px; }
  .mobile-dock .dock-go { background: var(--grad) border-box no-repeat; border-color: transparent; color: #fff; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

/* =========================== FAQ PAGE =========================== */
.page-hero { background: var(--bg-deep); position: relative; overflow: hidden; padding: clamp(64px, 8vw, 104px) 0 clamp(48px, 6vw, 72px); }
.page-hero::before {
  content: ""; position: absolute; inset: -40% -10% auto auto; width: 60%; height: 140%;
  background: radial-gradient(50% 50% at 50% 50%, hsla(255, 75%, 58%, .18) 0%, transparent 70%); pointer-events: none;
}
.page-hero .container { position: relative; }
.page-hero h1 { font-size: clamp(2.6rem, 6vw, 4.4rem); margin-bottom: 16px; }
.page-hero h1 em { font-style: italic; }
.page-hero p:not(.eyebrow) { font-size: 1.12rem; color: var(--text-soft); max-width: 640px; margin: 0; }
.faq-jump { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 32px; }
.faq-jump a {
  padding: 8px 16px; border-radius: 999px; border: 1px solid var(--border); background: var(--bg-alt);
  font-size: .88rem; font-weight: 600; transition: border-color .2s, background .2s;
}
.faq-jump a:hover { border-color: var(--blue-lt); background: var(--bg-card); }

.faq-page { background: var(--bg); padding: clamp(48px, 6vw, 80px) 0; }
.faq-group { max-width: 860px; margin: 0 auto; padding: 0; scroll-margin-top: 100px; }
.faq-group + .faq-group { margin-top: clamp(48px, 6vw, 72px); }
.faq-group h2 { font-size: clamp(1.8rem, 3.4vw, 2.4rem); margin-bottom: 20px; }
.faq__item .faq__a { padding: 0 24px 22px; color: var(--text-soft); }
.faq__item .faq__a p { padding: 0; margin: 0 0 .9em; }
.faq__item .faq__a p:last-child { margin-bottom: 0; }
.faq__item .faq__a ul, .faq__item .faq__a ol { margin: 0 0 .9em; padding-left: 1.3em; }
.faq__item .faq__a li { margin-bottom: .35em; }
.faq__item .faq__a li::marker { color: var(--blue-lt); }
.faq__item .faq__a strong { color: var(--text); }
.faq__item .faq__a a { color: var(--blue-lt); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }

.faq-cta { background: var(--bg-deep); position: relative; overflow: hidden; text-align: center; }
.faq-cta::before {
  content: ""; position: absolute; inset: auto -20% -45% -20%; height: 65%;
  background: radial-gradient(50% 100% at 50% 100%, hsla(255, 75%, 58%, .2) 0%, transparent 70%); pointer-events: none;
}
.faq-cta .container { position: relative; }
.faq-cta p:not(.eyebrow) { color: var(--text-soft); font-size: 1.1rem; }
.faq-cta .process__foot { margin-top: 28px; }
.faq-disclosure { max-width: 860px; margin: clamp(48px, 6vw, 72px) auto 0; font-size: .82rem; color: var(--muted); line-height: 1.6; border-top: 1px solid var(--line); padding-top: 24px; }
.faq-disclosure strong { color: var(--text-soft); }
.nav__links a[aria-current="page"]::after { transform: scaleX(1); }